Last updated 12/01/2022
This Service is for use by insurance agents (“Agents”) and/or their clients and prospects. Any data or material provided by You may be shared with Agents. Similarly, Agents may provide information about You to the Services to facilitate Your use of the Services. You agree to allow Agents to provide this data about You to us in connection with the Services.
As part of the Services, we may also obtain data about You from third parties data providers including but limited to Google, Estated, Fenris, etc. (collectively “Public Data”), which are used to enhance the Services. By using the Services, You agree to allow SALT to obtain this Public Data, and that any information You provide to SALT or that SALT obtains about You from Public Data can be shared with the Agents.
You agree only to provide Your true and correct data in connection with the Services. If you are an Agent, you agree to provide true and correct data about all prospects and customers. All data received by SALT in connection with the services, whether from You, an Agent, or Public Data, is deemed to be true and correct. You acknowledge and agree that SALT is not responsible for any data provided about You, regardless of its source, nor for how that data might be interpreted or used by an Agent or potential Insurance Carriers.
Agents may seek to obtain an insurance score (a “Score”) based on the data provided by You, the Agent, and/or Public Data. By using the Services, You consent to the creation of the Your Score and the sharing of Your Score with the Agents. Although the Score may impact what products and services You are offered by Agents, You acknowledge and agree that SALT has no liability or responsibility for any use of the Score by Agents.
For purposes of the remainder of these Terms, “You” shall apply to individual prospects or customers of Agents using the Service, as well as Agents who use the Service.
General. We will ask you when we need information that personally identifies you or allows us to contact you including (but not limited to): your name, e-mail address, postal address, date of birth, and URL (collectively, “Personal Information”). Generally, this information is requested when you complete a request for an insurance quote from an Agent.
We use your Personal Information for the following primary purposes:
In addition, from our Site Company collects personal data through web form submissions, primarily for the purpose of enabling the purchase of services and engaging in support. Company also collects anonymous information about how visitors use our web site; for example, Company utilizes web analytics software to track, in aggregate, the number of unique views received by the pages of the web site, the domains from which users originate along with many other analytical data points. Through the use of web analytics software, the Company Site may use "cookies" to assist the tracking of how users engage our website.
We collect information from you when you register on our site, place an order, respond to a survey or fill out a form. When ordering or registering on our site, as appropriate, you may be asked to enter your: name, e-mail address, phone number or credit card information. You may, however, visit our site anonymously.
Depending on which Services or products you use, we collect different kinds of information from or about you. Company may collect Personal Information. Company will also automatically gather and store it in log files: IP addresses, browser types, ISPs, referring/exit pages, operating systems, date/time stamps, and movements around the Site. The Site also gathers demographic information and other information from you based on your responses to surveys and similar Site services. At no time will Company require a child to disclose more information than is reasonably necessary in an activity as a condition of participation.
We are a Zero-Log service provider and Do Not keep records of your traffic, browsing, or activity while using our services. We do analyze website functionality for performance for purposes of improving our service offerings to our customers. Our priority is to educate and make it easy for customers to understand what data we collect, why we collect it, and how we use it.
Company and collaborating third parties in order to provide service to our Users.
We implement a variety of security measures to maintain the safety of your personal information when you place an order.
We offer the use of a secure server. All supplied sensitive/credit information is transmitted via Secure Socket Layer (SSL) technology and then encrypted into our Payment gateway providers database only to be accessible by those authorized with special access rights to such systems and are required to keep the information confidential.
After a transaction, your private information (credit cards, financials, etc.) will not be stored on our servers.
With respect to the data we collect from you, you have the following rights:
If you wish to take advantage of any of the above rights, please contact us and we will comply at no charge to you. To review, request a copy of, or delete your account information you may contact us via e-mail at: firstname.lastname@example.org
We typically maintain your data for as long as you use our Site and/or our services. We also reserve the right to retain any/all data from our users and former users indefinitely unless/until the user requests deletion of their data, or in the event we are legally required to remove the data, whichever occurs first.
We will generally only retain your Personal Information for so long as is necessary to fulfill the purposes for which it was collected, as set out under this section above. However, in the following circumstances, we may be required to retain, preserve or disclose your Personal Information for a longer period of time:
We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others’ rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.
Company uses the collected Personal Data to provide and maintain our Services and provide customer support for our Services. Company will only use your Personal Data to provide you with news, special offers or general information only if you have willingly Opted In to receive such information.
Company may collect and use your Personal Information for the following purposes:
We are able to deliver our Services, personalize content and make suggestions for you by using this information to understand how you use and interact with our Services and the people or things you're connected to and interested in on and off our Services. We also use information we have to provide shortcuts and suggestions to you. When we have location information, we use it to tailor our Services for you and others, such as helping you check in and find local events in your area or telling your friends that you are nearby. We conduct surveys and research, test features in development and analyze the information that we have in order to evaluate and improve products and services, develop new products or features and conduct audits and troubleshooting activities.
We use the information we have to help verify accounts and activity, and to promote safety and security on and off our Services, such as by investigating suspicious activity or violations of our terms or policies.
We use your information to send you marketing communications, communicate with you about our Services and let you know about our policies and terms. We also use your information to respond to you when you contact us.
We may occasionally also send emails such as company news, updates, related product or service information, etc., and we will use your basic Personal Information to respond to inquiries, questions, and/or other requests. We may also use your Information for the purpose of sending you direct marketing (whether by messaging within our services, by email or by other means) that offer or advertise our products and services and/or the products and services of selected third parties. You may at any time change your preferences or turn off notifications, which will alter or cease the specific notifications you receive. You may also cancel your account at any time, in which case we will cease sending you reminder emails, but you may continue getting shared content from others until you specifically turn off those notifications. We may use a third-party mailing list service for company announcements or occasional marketing emails, and you may need to unsubscribe from these emails separately than other types of emails.
Collected Information. Company may collect information from you in several different ways including the following:
Site Usage. Company may monitor your activities, preferences, and transactional data (such as your IP address) relating to your use of the Site and/or services and log this information. This information may be used to diagnose Site technical problems. We also use personal and non-Personal Information in aggregate or statistical form in order to improve our products, services and procedures. This means that information from many persons and/or web site visits is grouped together in a way that does not disclose the Personal Information of any particular person. For example, we track how many people have expressed interest in a particular product and what kinds of web browsers are most often used when visiting our web site. Among other things, this information helps us determine which of our products and services are successful and which should be changed or discontinued.
Web Beacons. Web beacons are very small, invisible graphics present on web pages or emails that help us track when the page or email has been accessed. Some parts of the Site, emails and other files may use web beacons, also known as clear gif technology or action tags. We do not use web beacons to collect, use or store any Personal Information about you.
Customer Service. Based upon the personally identifiable information you provide us, we may send you a confirmation e-mail to act as a receipt of your purchase. We will also communicate with you in response to your inquiries and to provide the services you request.
Business Services. We will also communicate with you in connection with services you request from Company.
Because we value your privacy, we have taken the necessary precautions to be in compliance with the California Online Privacy Protection Act. We therefore will not distribute your personal information to outside parties without your consent.
Company is committed to ensuring that your account information, including your customer information, is protected while you are on the Site. Company uses appropriate and reasonable measures to maintain the security of your Personal Information. This includes procedures followed by our personnel to prevent data loss or theft, physical security of our servers and information stores and electronic security such as firewalls, password-protected databases and secure connections. Company may use certain third parties for services such as advertising, marketing and subscription management. We only work with third parties whose privacy policies and security practices are equal to or more stringent than our own and who agree to strictly limit their use of the information we provide them to fulfill the functions for which they have been retained. You should be aware, however, that no data transmitted over the Internet, sent through the mail or stored on a computer is 100% secure and that we cannot guarantee the security of your personal data while in transmission to us. Public computers in particular should never be considered secure. You should never give out Personal Information on the Site, or its message board, in chat rooms and other publicly viewable locations. In addition, there exist malicious programs, typically called computer viruses or trojan horses, which can be used to capture information off your computer's hard drive or while you are entering it into a web form or sending it by email. You should always use the appropriate anti-virus and personal security technology to protect yourself. Lastly, if you have been assigned a login ID and/or password for use on an Company system (for example, a login for our web store to purchase products), you should never give out that information to others.